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Insurance Requirements for NATA Clinic Participation


Formation Committee
January 2025
(revisions in red)

Pilots flying as PIC at NATA Clinics must upload and have a Certificate of Insurance (COI) approved in advance by HQ for each aircraft they intend to fly .   COIs must be uploaded,  not e-mailed, to their own My Formation Documents and approved before flying will be permitted.  Since it can take several days for an acceptable document to finally be received and approved it is recommended that to avoid disappointment this not be left to the last minute.  If pilots are sharing or borrowing a plane, each pilot intending to fly the plane at a clinic must have an individual copy of the COI on file in their own My Formation Documents file.  Detailed instructions are available below or you may click here for a PDF version


All aircraft flown at a NATA clinic must be covered by liability insurance meeting the requirements below and documented in a Certificate of Insurance (COI) that accurately reflects the terms of the policy and endorsements.

A COI is a special form you get from your insurance company, not a copy of your insurance policy, Coverage Identification Page, or a Proof of Insurance; and it must contain all the following items and language.  Please share this list with your agent.
  • Additional InsuredParticipant is required to add "North American Trainer Association (NATA), its officers, directors, and clinic staff, 2059 Airport Road, Elkhart, IN 46514" as an Additional Insured on the aircraft policy and provide a COI evidencing that endorsement.
  • Endorsement Type:  Endorsement adding NATA as Additional Insured must be the type used for “Fly in” aviation events
  • Approved Pilots:  If the PIC registrant is not the Named Insured or the Named Insured is an LLC or other corporate entity, the COI must list the registrant as an Approved Pilot.
  • Unacceptable Restrictions:  1) "Excess" or "secondary" coverage, 2) Limiting coverage to Dual Instruction or Training (see Endorsement Type above), 3) Limitations on coverage for formation flying are subject to review.
  • Effective Dates:  Coverage for at least the duration of the clinic, including travel to and from
  • Aircraft Identification:  Aircraft type and registration number
  • Aircraft Liability:  Not less than $1,000,000 each occurrence / $100,000 each passenger
COIs not containing these provisions will be rejected, and clinic participation will be denied until remedied. Since it can sometimes take a while to obtain a valid COI, we suggest you request yours immediately.

Once a COI has been uploaded and accepted it may be used for multiple clinics occurring during its effective term (unless a clinic has special requirements listed on the Event Registration page - not common). The status of uploaded COIs may be checked by clicking  My Formation Documents or visiting My Formation Documents on the Formation+ menu.
 
Acceptable COI samples with specific requirements outlined in red are available below, and you may click here for a PDF version of the USSIC COI.

A March 2023 Skylines Article on NATA's Risk Mitigation Program is available here.

Waiver of Subrogation is no longer required (but is acceptable). 

FORMATION DOCUMENT UPLOADING INSTRUCTIONS