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Insurance Requirements for NATA Clinic Participation


Formation Committee
March 2024


Pilots flying as PIC at NATA Clinics must upload a Certificate of Insurance (COI) for each plane they intend to fly.   COIs must be uploaded to their own My Formation Documents, not e-mailed.  If pilots are sharing or borrowing a plane, each pilot intending to fly the plane at a clinic must have an individual copy of the COI on file in their own My Formation Documents file.  Detailed instructions are available below or you may click here for a PDF version


All aircraft flown at a NATA clinic must be covered by liability insurance meeting the requirements below and documented in a Certificate of Insurance (COI) that accurately reflects the terms of the policy and endorsements.

A COI is a special form you get from your insurance company, not a copy of your insurance policy or a basic Proof of Insurance; and it must contain all the following items and language.  Please share this list with your agent.
  • Additional InsuredParticipant is required to add "North American Trainer Association (NATA), its officers, directors, and clinic staff, 2059 Airport Road, Elkhart, IN 46514" as an Additional Insured on the aircraft policy and provide a COI evidencing that endorsement.
  • Approved Pilots:  Each registrant expecting to act as PIC must be identified either as the Named Insured or an Approved Pilot.  If the insured is an LLC or other corporate entity, provide the names of the Approved Pilots from that entity acting as PIC.  For shared or borrowed aircraft, each pilot must upload a copy of the COI listing them as an approved pilot to their own My Formation Documents.
  • Unacceptable Restrictions:  "Excess" or "secondary" coverage (not available until other coverage has been exhausted) is not acceptable. Limitations on coverage for formation flying are subject to review and may not be acceptable.
  • Effective Dates:  Coverage for at least the duration of the clinic, including travel to and from
  • Aircraft Identification:  Aircraft type and registration number
  • Aircraft Liability:  Not less than $1,000,000 each occurrence / $100,000 each passenger
COIs not containing these provisions will be rejected, and clinic participation will be denied until remedied. Since it can sometimes take a while to obtain a valid COI, we suggest you request yours immediately.

Once a COI has been uploaded and accepted it may be used for multiple clinics occurring during its effective term (unless a clinic has special requirements listed on the Event Registration page - not common). The status of uploaded COIs may be checked by clicking  My Formation Documents or visiting My Formation Documents on the Formation+ menu.
 
Acceptable COI samples with specific requirements outlined in red are available below, and you may click here for a PDF version of the USSIC COI.

A March 2023 Skylines Article on NATA's Risk Mitigation Program is available here.

Waiver of Subrogation is no longer required (but is acceptable). 

FORMATION DOCUMENT UPLOADING INSTRUCTIONS